In the book V is for Vulnerable by Seth Godin, he writes the following.
Umbrellas keep you from getting wet.
Why on earth would you use one?
Getting wet is the entire point.
I am interested in the writing of Spanish psycologist Rafael Santandreu when he talks about a similar topic:
Que diferente es surfear la vida por encima de sus olas a vivir sumergido, siempre miedo ahogado, vapuleado por las corrientes marinas!
Unofficially translated: How different to surf life above the waves to live submerged, always fearing drowning, beaten by marine currents!
My conclusion: I want to get wet while surfing through the experiences of life.